Annette LoVoi is the Appleseed Director of the Combating Poverty and Building Assets. Annette’s dedication to low-income and equity issues permeates her work. She assumed a leadership role in advancing the first U.S. remittance consumer protections for immigrants who send money home. She developed an Appleseed project to advance immigrant financial opportunity and help immigrants protect their assets. She has testified before Congress on consumer matters representing the State of Texas and Appleseed. Governor Ann Richards appointed her as the first state of Texas Ombudsman. Ms. LoVoi serves on the Consumers Reports Board of Directors and has been elected twice to the Austin School District Board of Trustees overseeing education for 85,000 students and a $1 billion budget.